Frequently Asked Questions
Insurance Questions, Answered
Clear, practical answers to common coverage questions. If something is specific to your firm, we can review it together.
Do I need commercial auto if my employees use their own vehicles for work?
If employees use personal vehicles for business purposes, non-owned auto exposure is worth reviewing. Personal policies may limit or exclude business use, while the business itself may still be named in a claim arising from a work-related trip.
What vehicles are typically covered under a commercial auto policy?
Commercial auto policies are designed to cover vehicles owned, leased, or used for business purposes. Coverage structure depends on how vehicles are titled and how they are used.
What types of incidents does commercial auto respond to?
Commercial auto is designed to respond to liability arising from vehicle use, including bodily injury and property damage to third parties, subject to policy terms and conditions.
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