Frequently Asked Questions
Insurance Questions, Answered
Clear, practical answers to common coverage questions. If something is specific to your firm, we can review it together.
Does a BOP cover professional liability?
A standard BOP is generally intended for general liability and property exposures rather than claims tied to professional services, advice, or deliverables. Professional liability is typically structured separately. Most firms providing professional services carry both depending on their operations.
Do I need property coverage if I lease my office space?
A standard BOP is generally intended for general liability and property exposures rather than claims tied to professional services, advice, or deliverables. Professional liability is typically structured separately. Most firms providing professional services carry both depending on their operations.
What does general liability typically cover?
General liability is designed to respond to third-party bodily injury and property damage claims. This may include incidents such as a visitor injury at your office or damage to a third party’s property, subject to policy terms and conditions.
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