Insurance for Expert Witnesses & Litigation Support

Coverage for engineers, architects and technical specialists who review cases, write expert reports and testify.

Expert work is professional work, but many policies are written around design. Whether testimony is included depends on how the policy defines professional services, so it is the first thing we check.

Where exposure tends to arise

How Risk Shows Up in Expert Witness Work

Claims from the side that hired you

If an opinion is excluded, withdrawn or does not hold up, the attorney or party who retained you may claim it cost them the case.

Licensing board complaints

The opposing side may file a complaint with your licensing board. Some policies help pay to defend these; many do not.

Challenges to your method

Opinions are tested in depositions and challenges to expert testimony. A weak file or missing documentation becomes the issue.

Subpoenas on old projects

Responding to a subpoena about past work takes time and legal help, even when you are not a party. Some policies include help with this.

Typical coverage

The Stack Most Expert Witnesses & Litigation Support Carry.

Check that testimony, board complaints and subpoenas are addressed.

Hover a layer to see what it covers. Every firm is different, so treat this as a starting point.

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Why this matters

Carriers Don’t Always Understand What You Do.

Expert and testifying work is professional work, but many policies are unclear about it. The details decide whether it is included.

When the work is misread

  • Expert witness work left out of the definition of professional services
  • Investigations treated like design or construction
  • Opinions others rely on in court not considered at all
  • Work for a company you own falling into an exclusion

How we submit your firm

  • Your investigative and testifying work described plainly
  • Policy wording checked for expert and litigation support work
  • Forms that fit forensic and claims consulting
  • Ownership and related party work reviewed up front
Worth reviewing

Three Things to Check in Your Policy

First, that expert witness and litigation support services are named in the definition of professional services, without a small sublimit.
Second, whether licensing board defense and subpoena assistance are included.

Third, that the retro date reaches back to your earliest reports, since testimony can come years after the report was written.

From our inbox

Questions We Hear From Expert Witnesses & Litigation Support.

Expert and forensic firms ask whether testimony counts as a professional service, and what to do when a report ends up in a fight.

Answers are general. Your policy and your contract always control.

Ask yours on a 15-minute call
Is expert witness work covered?

Some policies include it under a broad definition of professional services. Others need it named. We ask the carrier to confirm and to amend the definition if needed.

A subpoena arrived. Is that a claim?

Not always, but it can be a circumstance worth reporting. Send it to us and your carrier before you respond.

Someone is threatening a licensing board complaint.

Some policies include board complaint defense as an added coverage, usually with a smaller limit. Check yours before you need it.

A client's attorney sent a letter. Is that a claim?

Often, yes, or at least a circumstance worth reporting. Professional liability is usually written claims-made, so the carrier needs to hear about it while the policy is in force. Send us the letter, the contract and the related emails, and we help you report it the same day. Do not wait for a lawsuit.

Further reading

Straight Answers

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Not sure how your firm was classified?

Send us your current policy or application. We’ll tell you how your work reads to an underwriter.

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Tell Us About Your Firm. We’ll Tell You What We See.

Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.