Coverage for Firms Involved in Claims and Disputes
Structured around how forensic and dispute professionals practice, including the exposure that comes with adversarial settings.
Forensic and dispute professionals produce work where their opinions are scrutinized, challenged, and placed on the record. The adversarial nature of this work creates a distinct exposure profile that standard programs are often not structured to reflect.
We review the specifics before making any recommendation.
Disciplines We Serve
Built Around Your Discipline
Each discipline links to a dedicated page with coverage considerations specific to how those firms practice and carry risk. All coverage is subject to the terms, conditions, and limitations of the policy as issued.
Forensic Engineers
Findings produced in adversarial contexts where methodology and conclusions are subject to challenge.
Expert Witnesses
Professional opinions in legal proceedings subject to cross-examination. Distinct from standard consulting exposure.
Claims Consultants
When a claim outcome disappoints, the consultant's work product is often the first thing reviewed.
Litigation Support
Technical analysis produced in active litigation where accuracy and methodology are subject to scrutiny.
Delay Consultants
Schedule analysis used in claims and disputes. Coverage considered around how findings are developed and presented.
Worth Understanding
Before You Review Your Program
The most common gap is coverage not structured around the adversarial nature of the work. Policies written for standard consulting, not litigation or dispute contexts. Programs placed without reviewing how contracts define scope and limit liability.
These gaps surface when a professional opinion is challenged, not at renewal.
Our Coverage Stack
Coverage for Forensic and Dispute Firms
Coverage structured around your discipline and how your firm operates. All coverage is subject to the terms, conditions, and limitations of the policy as issued.
General & Property Liability (BOP)
Helps respond when someone claims your business caused bodily injury or property damage.
Commercial Auto
For vehicles owned, leased, or used by the business.
Workers' Compensation
For covered employee injuries tied to work. This can include office injuries, travel-related work injuries, or incidents during job site visits.
Professional Liability
Helps respond when a client alleges your professional services caused a financial loss, project issue, or other damages.
Umbrella Liability
Sits above multiple underlying policies and responds when primary limits are exhausted.
Excess Liability
Extends the limits of a single underlying policy without changing its terms.
Cyber Liability
AEC firms carry more data exposure than most expect. Responds to costs from a covered cyber incident.
The Process
How We Approach It
Step 1
Understand Your Services
What your firm does, how work is performed, and how findings are used in claims or proceedings.
Step 2
Review What You Have
Existing policies are reviewed against your operations. We look at limits, exclusions, and anything worth clarifying.
Step 3
Structure the Right Program
Coverage is considered based on your services and contracts. You will understand what each policy is designed to address.
What Our Clients Say
Trusted by Architects, Engineers and Design Professionals
Over 275+ reviews from firms across the design and construction industry. Clients often mention responsiveness, clear communication, and help making insurance easier to understand.
I own a small landscape architecture firm and needed a new policy on a very tight timeline. Avi at Hardcover found a great policy that not only saved me significant money but also improved my coverage. He was responsive, knowledgeable, and very easy to work with throughout the entire process. Highly recommend working with Avi and the Hardcover team.
Hans Baumann
Owner of a landscape architecture firm
Hardcover has been excellent! As someone starting on my own, they guided me towards what makes the most sense for me and my business now and what to plan for in the future. They made me more confident in my coverage, but most importantly, more comfortable moving forward.
Nick Binder
Owner of a landscape architecture firm
Avi has been supportive and easy to work with throughout the process of getting my insurance set up. Heu2019s very responsive, helpful, and genuinely invested in his clients. Working with him feels personalized, and he truly celebrates your wins. Highly recommend.
Kelly Miller
Owner of a landscape architecture firm
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