Coverage for the Firms That Assess and Remediate
Structured around how environmental and site professionals practice, contract, and carry risk, including exposures that standard policies are typically written to exclude.
Environmental and site professionals carry exposure that most standard policies are specifically written around. Pollution exclusions in GL policies, professional liability forms that limit response to environmental claims, coverage structures not designed with remediation or site assessment work in mind.
We review the specifics of how your firm operates before making any recommendation.
Disciplines We Serve
Built Around Your Discipline
Each discipline links to a dedicated page with coverage considerations specific to how those firms practice and carry risk. All coverage is subject to the terms, conditions, and limitations of the policy as issued.
Environmental Consultants
Assessments, reporting, and advisory services tied to site conditions and regulatory requirements. Policy structure and exclusions are worth reviewing based on the services provided.
Geotechnical Engineers
Soil, foundation, and subsurface assessments that directly affect project design. Errors or incomplete data can impact structural performance downstream.
Testing Labs
Data used to support environmental, construction, and compliance decisions. Exposure tied to the accuracy and handling of that data and how results are applied.
Site Assessments
Reports may be relied upon by multiple parties over time. Coverage structured with that reliance in mind.
Remediation Consultants
Exposure may arise from how remediation is designed, implemented, or monitored. Coverage considered based on project scope and responsibility.
Industrial Hygienists
Workplace assessments related to health, safety, and hazardous material exposure. Findings can influence operational decisions and regulatory compliance.
Worth Understanding
Before You Review Your Program
The most common gap is coverage that does not reflect the nature of the work. Policies that exclude certain data types, GL that does not address field or aerial operations, cyber sublimits too low to address a real incident.
These gaps surface when a claim is filed, not at renewal.
Our Coverage Stack
Coverage Considered Across Every Layer
Coverage structured around your discipline and how your firm operates. All coverage is subject to the terms, conditions, and limitations of the policy as issued.
General & Property Liability (BOP)
Helps respond when someone claims your business caused bodily injury or property damage.
Commercial Auto
For vehicles owned, leased, or used by the business.
Workers' Compensation
For covered employee injuries tied to work. This can include office injuries, travel-related work injuries, or incidents during job site visits.
Professional Liability
Helps respond when a client alleges your professional services caused a financial loss, project issue, or other damages.
Umbrella Liability
Sits above multiple underlying policies and responds when primary limits are exhausted.
Excess Liability
Extends the limits of a single underlying policy without changing its terms.
Environmental Liability
Helps respond to certain claims involving pollution, contamination, mold, indoor air quality, or environmental conditions.
The Process
How We Approach It
Step 1
Understand Your Services
What your firm does, how work is performed, and how findings are delivered and used.
Step 2
Review What You Have
Existing policies are reviewed against your actual operations. We look at limits, exclusions, and anything worth clarifying.
Step 3
Structure the Right Program
Coverage is considered based on your services and contracts. You will understand what each policy is designed to address.
What Our Clients Say
Trusted by Architects, Engineers and Design Professionals
Over 275+ reviews from firms across the design and construction industry. Clients often mention responsiveness, clear communication, and help making insurance easier to understand.
Start the Conversation
Want to See How Your Program Holds Up?
Tell us about your firm and the work you take on. We'll take a look and share what we find.