Insurance for Construction & Trades
Construction and trade firms operate in an environment where risk is present from the moment work begins. Site conditions, subcontractor relationships, and contracts all create exposure that varies across disciplines. A general contractor carries different risk than a roofing contractor. We structure programs around those differences.
Find Your Discipline
Contractors who also design or consult carry a professional exposure that a standard contractor policy often excludes.
Built Around Your Trade
Each discipline links to a dedicated page with coverage considerations specific to how those firms operate and carry risk. All coverage is subject to the terms, conditions, and limitations of the policy as issued.
General Contractors
GCs carry risk for the entire site, including subcontractor work. Contract structure and site safety all factor into how a program is considered.
Design-Build Firms
One firm carrying both design and construction responsibility requires coverage that reflects both sides.
Construction Managers
Professional exposure tied to schedule, budget, and coordination alongside active site management.
Trade Contractors
On-site liability specific to each discipline. Electrical, mechanical, and fire protection each carry their own risk considerations.
Specialty Contractors
Exposure varies by the nature of the work. Coverage considered around what the work actually involves.
Concrete Contractors
Structural performance exposure alongside standard on-site liability. The permanence of the work makes coverage worth reviewing carefully.
Roofing Contractors
Elevated on-site liability and workers' compensation exposure. Carriers familiar with roofing risk matter more here than standard placements.
Steel and Structural Contractors
Height exposure, workers' compensation, and performance liability tied to the structural role of the work.
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Tell Us About Your Firm. We’ll Tell You What We See.
Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.