Technology Errors & Omissions
For firms whose deliverables are data, models, scans or software: BIM studios, reality capture firms, GIS consultants and design firms that license their own tools.
A standard professional liability policy is written around design services. When the product is a data set or a model, the definition of professional services may not reach it. Technology E&O is built for that work.
Where Technology E&O Fits
Data others build from
Point clouds, surveys and models get handed to designers and contractors. An error can travel a long way before anyone finds it.
Software and tools
Plugins, scripts and apps you build or license to others are a separate exposure from the design work itself.
Hosting client files
If you store or share client models, a breach or loss of that data can lead to claims. This often pairs with cyber coverage.
Missed delivery
Late or failed delivery of a technical product can cause a client financial loss even when nobody was hurt and nothing was damaged.
Professional Liability or Technology E&O?
Some carriers write a combined form. Others need two policies that fit together without a gap.
Tell Us About Your Firm. We’ll Tell You What We See.
Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.