Employment Practices Liability (EPLI)

EPLI is designed for claims from employees and job applicants: wrongful termination, discrimination, harassment and retaliation.

These claims can come from a single conversation, and defense costs add up even when the firm did nothing wrong. Firms of every size face them.

Where exposure tends to arise

Where Employment Claims Start

Hiring and firing

Layoffs after a lost project, performance terminations and rejected applicants are the most common sources.

Workplace conduct

Harassment and hostile workplace claims, including conduct on job sites and at client meetings.

Remote and multistate teams

Employment law differs by state. A team spread across states adds rules to follow.

Third parties

Some policies can include claims from clients or vendors alleging harassment by your staff. It depends on the form.

Worth reviewing

Wage and Hour Is Usually Separate

Most EPLI policies exclude or limit wage and hour claims, such as overtime and job classification.

We point out how your policy handles them.

Some carriers include access to HR advice.

It is worth using before a problem turns into a claim.

Talk to a specialist

Tell Us About Your Firm. We’ll Tell You What We See.

Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.