Crime & Social Engineering

Crime insurance is designed for money lost to theft, forgery and fraud, including theft by employees.

Design and engineering firms are frequent targets of payment fraud: a fake email from a client or vendor asking to change where a payment goes.

Where exposure tends to arise

Common Ways Firms Lose Money

Fake payment instructions

A spoofed email asks you to wire a fee, a retainer or a subconsultant payment to a new account.

Employee theft

Changes to payroll, vendor records or expense reports over time.

Forged checks and transfers

Altered checks or unauthorized transfers from the firm’s accounts.

Worth reviewing

Crime or Cyber?

Social engineering losses can fall under a crime policy, a cyber policy or neither, depending on the wording.

Sublimits are often low.

We compare both policies side by side so you know where a fraud loss would go, and we suggest simple payment checks that help prevent one.
For your firm

Need Crime & Social Engineering for Your Firm?

Tell us what your firm does. The quote form starts with this coverage ticked, and a specialist reviews it before anything goes to a carrier.

Firms we work with
ArchitectsBuilding design, construction documents, permitting and construction administrationLandscape ArchitectsSite design, planting, grading, irrigation, parks and streetscapesInterior DesignersSpace planning, finishes, furniture and tenant improvementsCivil EngineersSite, grading, drainage, utilities, roads and land developmentStructural EngineersBuilding structures, foundations, retrofits, inspections and steel or concrete designMEP EngineersMechanical, electrical and plumbing design for buildingsGeotechnical EngineersSoils reports, foundation recommendations, slopes and retaining wallsUrban & Land Use PlannersZoning, master plans, land use studies and approvalsTransportation & Mobility PlannersTransportation plans, traffic forecasts, bike and pedestrian networksTransit PlannersBus and rail service planning, ridership and station area plans3D Laser Scanning & LiDARTerrestrial, mobile and drone LiDAR, photogrammetry, point clouds and scan-to-BIMBIM Modeling & CoordinationRevit models, clash detection, coordination and as-built modelsCAD & Drafting ServicesAutoCAD drafting, as-builts, shop drawings and plan setsConstruction Document Management & CoordinationPlan rooms, submittals, RFIs and document control softwareAI Plan Review & Code ComplianceAutomated plan checking, code review and permit softwareReality Capture & Progress Monitoring360 photos, drone and scan data platforms, site progress trackingLand SurveyorsBoundary, ALTA, topographic, construction staking and as-built surveysEnvironmental ConsultantsPhase I and II assessments, permitting, compliance and reportsSpecial Inspection & Construction MonitoringSpecial inspections, concrete, steel and welding, construction observationOwner’s RepresentativesOwner-side project management from planning through closeoutConstruction ManagersAgency construction management, oversight and inspection for ownersForensic EngineersFailure investigations, cause analysis and damage assessmentsExpert Witnesses & Litigation SupportExpert reports, depositions, testimony and case supportMining & Heavy Machinery EngineersMine design, heavy equipment and materials handlingEnergy & LNG EngineersOil, gas, LNG facilities, pipelines and terminals
Talk to a specialist

Tell Us About Your Firm. We’ll Tell You What We See.

Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.