Directors & Officers Liability

D&O is designed for claims against the people who run the firm, and often the firm itself, over management decisions.

Private design and engineering firms can face these claims from investors, lenders, partners who leave, clients and regulators. It is a separate risk from professional liability.

Where exposure tends to arise

When D&O Comes Up

Partner and shareholder disputes

Buyouts, departures and ownership changes can lead to claims that leaders mismanaged the firm.

Raising money or selling the firm

Investors and buyers rely on what you told them. A deal that goes badly can lead to claims against the leadership team.

Lenders and vendors

Creditors sometimes pursue owners personally when a firm struggles financially.

Regulators

Licensing boards and agencies can open investigations that are expensive to defend.

Worth reviewing

Often Bundled with EPLI and Fiduciary

D&O, employment practices and fiduciary liability are often written together as a management liability package, sometimes with crime coverage.
We check whether the limits are shared or separate, and how the policy treats claims between owners of the firm.
Talk to a specialist

Tell Us About Your Firm. We’ll Tell You What We See.

Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.