Skip to content

Home
About

Articles

Insights and updates on industry topics

FAQ

Answers to common questions
Services

General & Property Liability (BOP)

Covers general liability and business property

Commercial Auto

Covers vehicles used for business

Workers Compensation

Covers employee injuries on the job

Professional Liability

Covers errors in professional services

Umbrella Liability

Extra coverage beyond standard policy limits

Excess Liability

Additional coverage above primary policy limits

Project Specific Professional Liability

Professional liability coverage for a single project

Builders Risk

Covers property damage during construction

Cyber Liability

Covers data breaches and cyber incidents

Environmental Liability

Covers pollution and environmental damage

Risk Management

Identifies and manages business risks

Contractors Professional Liability

Covers design or service errors by contractors
Industries

Architects

Design buildings and spaces

Civil Engineers

Design infrastructure and site works

Structural Engineers

Ensure structural safety

MEP Engineers

Design mechanical, electrical, plumbing

Interior Designers

Design interior spaces

Landscape Architects

Design outdoor spaces

Urban Planners

Plan land use and development

Fire Protection Engineers

Design fire safety systems

Building Envelope Consultants

Advise on roofs and walls

Lighting Designers

Plan lighting design

Acoustic Consultants

Manage sound and noise control

Permit Expeditors

Help secure building permits
Resources

Resources

Helpful guides, articles, and answers

Hardcover Wiki

Tools and information to help you along the way

Home
About

Articles

FAQs
Services
General & Property Liability (BOP)

Commercial Auto

Workers Compensation

Professional Liability

Umbrella Liability

Excess Liability

Project Specific Professional Liability

Builders Risk

Cyber Liability

Environmental Liability

Risk Management

Contractors Professional Liability
Industries

Design Professionals

Design Professionals

Architects

Civil Engineers

Structural Engineers

MEP Engineers

Interior Designers

Landscape Architects

Urban Planners

Fire Protection Engineers

Building Envelope Consultants

Lighting Designers

Acoustic Consultants

Permit Expeditors

Construction & Trades

Construction & Trades

General Contractors

Design-Build Firms

Construction Managers

Trade Contractors

Specialty Contractors

Concrete Contractors

Roofing Contractors

Steel & Structural Contractors

Technical & Surveying

Technical & Surveying

Land Surveyors

Residential Builders

BIM & 3D Scanning

Geospatial Consultants

Drone Mapping Services

Commissioning Agents

Building Diagnostics

Environmental & Site

Environmental & Site

Environmental Consultants

Geotechnical Engineers

Testing Labs

Site Assessments

Remediation Consultants

Industrial Hygienists

Project & Cost Consulting

Project & Cost Consulting

Cost Estimators

Project Controls

Capital Planning

Scheduling Consultants

Owners Representatives

Construction Consultants

Forensic & Dispute

Forensic & Dispute

Forensic Engineers

Expert Witnesses

Claims Consultants

Litigation Support

Delay Consultants
Resources

Resources

Wiki

Resources

Wiki

Home
About

Articles

FAQs
Services
General & Property Liability (BOP)

Commercial Auto

Workers Compensation

Professional Liability

Umbrella Liability

Excess Liability

Project Specific Professional Liability

Builders Risk

Cyber Liability

Environmental Liability

Risk Management

Contractors Professional Liability
Industries

Design Professionals

Design Professionals

Architects

Civil Engineers

Structural Engineers

MEP Engineers

Interior Designers

Landscape Architects

Urban Planners

Fire Protection Engineers

Building Envelope Consultants

Lighting Designers

Acoustic Consultants

Permit Expeditors

Construction & Trades

Construction & Trades

General Contractors

Design-Build Firms

Construction Managers

Trade Contractors

Specialty Contractors

Concrete Contractors

Roofing Contractors

Steel & Structural Contractors

Technical & Surveying

Technical & Surveying

Land Surveyors

Residential Builders

BIM & 3D Scanning

Geospatial Consultants

Drone Mapping Services

Commissioning Agents

Building Diagnostics

Environmental & Site

Environmental & Site

Environmental Consultants

Geotechnical Engineers

Testing Labs

Site Assessments

Remediation Consultants

Industrial Hygienists

Project & Cost Consulting

Project & Cost Consulting

Cost Estimators

Project Controls

Capital Planning

Scheduling Consultants

Owners Representatives

Construction Consultants

Forensic & Dispute

Forensic & Dispute

Forensic Engineers

Expert Witnesses

Claims Consultants

Litigation Support

Delay Consultants
Resources

Resources

Wiki

Resources

Wiki

test

https://hardcoverins.com/wp-content/uploads/2026/06/asset-11-1.webp

A Structured Approach to Complex Risk. Protecting what matters most.

DISCLAIMER

Coverage descriptions are for general informational purposes and are subject to the terms, conditions, and limitations of the policy as issued. Coverage determinations are made by the carrier based on the specific facts and policy language

Our Services

General & Property Liability (BOP)

Commercial Auto

Workers Compensation

Professional Liability

Umbrella Liability

Excess Liability

Project Specific Professional Liability

Cyber Liability

Environmental Liability

Risk Management

Contractors Professional Liability

Industries

Design Professionals

Construction & Trades

Technical & Surveying

Environmental & Site

Project & Cost Consulting

Forensic & Dispute

How we work

Frequently Asked Questions

info@hardcoverins.com
(877) 247-7755

© 2026 by Hardcover.

Terms and Conditions