Tender of Defense
A formal request asking another party, or its insurer, to defend and pay for a claim against you, usually based on a contract or additional insured status.
What it means for your firm
General contractors and design-build firms often tender claims to the subcontractors whose work is involved, and to those subcontractors' insurers when they are named as additional insured.
Your insurer or attorney usually prepares the tender. Gather the contract, certificates and endorsements first.
Guides that use it
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
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