Products Liability
Liability for injury or damage caused by a product you make, sell or distribute. Professional liability is generally built for services, not products.
What it means for your firm
Design firms that start selling a manufactured product, like a panel system or a component, usually need to look at products coverage alongside their professional liability.
Products liability is typically part of general liability, under products-completed operations, or written separately. Your agent can help plan coverage before the first sale.
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
Tell Us About Your Firm. We’ll Tell You What We See.
Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.