General Liability
Insurance for bodily injury and property damage claims from your operations, like a visitor hurt at your office or damage during a site visit.
What it means for your firm
General liability usually excludes professional services. That is why A&E firms carry both it and professional liability.
Contracts often ask for additional insured, waiver of subrogation and primary and non-contributory wording on this policy.
Articles that explain it
Why Would an E&O Policy Require You to Maintain General Liability Insurance? I’m a Full-Time Architect Doing Side Work. Do I Need My Own Professional Liability Insurance? How to Compare Two Architects & Engineers Professional Liability Quotes Adding Inspection Services to Your A&E Firm? Check Your Insurance First You Don’t Have to Design the Building to Get Named in the Lawsuit: E&O for 3D Scanning Companies Can a Civil Engineering Mistake Become a Professional Liability Claim?
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
Talk to a specialist
Tell Us About Your Firm. We’ll Tell You What We See.
Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.