Endorsement
A written change to an insurance policy that adds, removes or changes coverage. Additional insured and waiver of subrogation are common examples.
What it means for your firm
Endorsements are part of the policy itself. A certificate can list them, but it cannot create them.
Some endorsements apply to anyone your contract requires (often called blanket). Others must name a specific person or company.
Guides that use it
Articles that explain it
Can I Switch Insurance Agents Without Changing My Policy? Why a Cheap Online E&O Policy May Not Cover Your Engineering Work When a Compliance Vendor Keeps Rejecting Your Certificate “Name Us on Your E&O.” What to Send Back The Certificate Isn’t the Coverage: Why a Certificate of Insurance Doesn’t Add an Additional Insured Bringing a 1099 Architect Into Your Firm? Five Professional Liability Questions to Answer First
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
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