Endorsement
A written change to an insurance policy that adds, removes or changes coverage. Additional insured and waiver of subrogation are common examples.
What it means for your firm
Endorsements are part of the policy itself. A certificate can list them, but it cannot create them.
Some endorsements apply to anyone your contract requires (often called blanket). Others must name a specific person or company.
Articles that explain it
Does Changing Your Architecture Firm’s Name Affect Coverage for Old Projects? What Happens to Professional Liability Insurance When an Architecture Firm Changes Names? How to Compare Two Architects & Engineers Professional Liability Quotes Why Would an E&O Policy Require You to Maintain General Liability Insurance? What Is an Extended Reporting Period (Tail) on an A&E Professional Liability Policy? Are Engineering Services You Perform for Your Own Development Company Covered by E&O?
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
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