Endorsement
A written change to an insurance policy that adds, removes or changes coverage. Additional insured and waiver of subrogation are common examples.
What it means for your firm
Endorsements are part of the policy itself. A certificate can list them, but it cannot create them.
Some endorsements apply to anyone your contract requires (often called blanket). Others must name a specific person or company.
Guides that use it
Articles that explain it
We Already Have Cyber on Our Other Policy: Endorsement vs Standalone Cyber Bought the Wrong Policy Without Knowing It? 7 Signs Your Insurance Doesn’t Fit Your Work How to Describe a 3D Modeling or Mapping Business on an Insurance Application The Designated Professional Services Exclusion: When Your GL Policy Names Your Own Job Your First Big Contract Wants Workers’ Comp and an Umbrella. Now What? Contractors E&O Is Not Just for General Contractors
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
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