Umbrella Liability
Extra limits that sit above your general liability, auto and employers liability policies.
What it means for your firm
Umbrella policies usually do not add limits to professional liability. Contracts that ask for higher limits often mean this policy.
Articles that explain it
Does an Umbrella Policy Cover Cyber? (No. Here’s What Does.) Can an Umbrella Policy Satisfy a $2 Million Auto Liability Requirement? Limits Don’t Stack the Way You Think When a Construction Insurance Exhibit Lands on Your Design Contract Hired and Non-Owned Auto: When Employees Drive Their Own Cars for Work Insurance Requirements on City, County and DOT Projects: What Flows Down to You
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
Talk to a specialist
Tell Us About Your Firm. We’ll Tell You What We See.
Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.