Excess Liability

Extra limits above one specific underlying policy, following its terms.

Reviewed by Avi Rabbani, Licensed Insurance Agent

What it means for your firm

It differs from an umbrella, which can sit over several policies. Contracts do not always treat the two as the same.

Articles that explain it

Can an Engineer’s Emails Create Professional Liability Problems? A Client Wants You to Double Your Professional Liability Limit. What Are Your Options? Can an Umbrella Policy Satisfy a $2 Million Auto Liability Requirement? OCP vs. Additional Insured: What’s the Difference?

General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.

Talk to a specialist

Tell Us About Your Firm. We’ll Tell You What We See.

Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.

Get a Quote Review My Coverage