Prior Acts Coverage
Coverage for work you did before the current policy started, back to the retro date.
What it means for your firm
Prior acts coverage is what lets a new claims-made policy respond to older projects.
How far back it reaches depends on the retro date shown on the policy.
Articles that explain it
New Architecture Firm vs. Name Change: Why It Matters for E&O Insurance Does Changing Your Architecture Firm’s Name Affect Coverage for Old Projects? What Happens to Professional Liability Insurance When an Architecture Firm Changes Names? I Already Started an Architecture Project. Is It Too Late to Buy Professional Liability Insurance? How to Compare Two Architects & Engineers Professional Liability Quotes
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
Talk to a specialist
Tell Us About Your Firm. We’ll Tell You What We See.
Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.