Primary and Non-Contributory (PNC)
Wording that makes your policy pay first for the additional insured, without asking their own insurance to share the loss.
What it means for your firm
It is common in owner and general contractor contracts. Being an additional insured alone does not make a policy primary and non-contributory.
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
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