Means and Methods
How construction work is physically carried out, including sequencing and jobsite safety. Contracts usually make this the contractor’s responsibility.
What it means for your firm
Design and consulting firms generally advise on what should be built, not how the contractor builds it. Contract language that shifts means, methods or jobsite safety to a design or consulting firm can change how insurance companies view that firm.
Insurance applications often ask whether a firm is responsible for construction means, methods, techniques or jobsite safety. A clear answer matters.
Articles that explain it
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
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Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.