Hired and Non-Owned Auto
Liability coverage when employees drive rented cars or their own vehicles for work.
What it means for your firm
Many A&E firms own no vehicles but still drive to sites. This coverage is how they meet contract auto requirements.
Articles that explain it
Hired and Non-Owned Auto: When Employees Drive Their Own Cars for Work Do Architects and Engineers Need General Liability, or Is Professional Liability Enough? Never Had Insurance? What Small Design Firm Insurance Do You Need First? Can an Umbrella Policy Satisfy a $2 Million Auto Liability Requirement?
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
Talk to a specialist
Tell Us About Your Firm. We’ll Tell You What We See.
Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.