Hired and Non-Owned Auto
Liability coverage when employees drive rented cars or their own vehicles for work.
What it means for your firm
Many A&E firms own no vehicles but still drive to sites. This coverage is how they meet contract auto requirements.
Articles that explain it
Hired and Non-Owned Auto: When Employees Drive Their Own Cars for Work Insurance for Machine Control Modeling Firms: When Your File Tells the Machine Where to Dig Starting Your Own Practice: The First Policies You Need and What They Cost Second Office, Remote Partner, Out-of-State Project: What Your Policies Need to Know Yachts, Condos, Airports and Jets: Insuring a Consultant Who Works Across Industries Starting a 3D Scanning Business: The Insurance You Need for Job One
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
Talk to a specialist
Tell Us About Your Firm. We’ll Tell You What We See.
Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.