Employers Liability
The part of a workers compensation policy that covers lawsuits over employee injuries that fall outside workers comp benefits, such as a suit by an employee's family member.
What it means for your firm
It is shown as three numbers, such as $1M / $1M / $1M: bodily injury by accident (each accident), bodily injury by disease (each employee), and bodily injury by disease (policy limit).
Umbrella and excess policies often require employers liability as underlying coverage.
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
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