Continuous Coverage
Keeping a claims-made policy in force without a gap from renewal to renewal, and from one insurer to the next. It is what keeps your retro date and protection for past work.
What it means for your firm
Many contracts ask you to maintain professional liability for several years after a project is finished. With claims-made coverage, you meet that by renewing without a gap and buying tail coverage if you stop.
Even a short gap can lead an insurer to set a new retro date. Renew before your expiration date.
Guides that use it
Articles that explain it
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
Tell Us About Your Firm. We’ll Tell You What We See.
Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.