Prime Consultant
The firm that contracts directly with the client and hires other consultants to deliver part of the work.
What it means for your firm
As prime, you answer to the client for the whole scope, including your consultants' work. Clients often require primes to flow their insurance requirements down to every consultant.
Tell your insurer when you start acting as prime on larger work, and keep your consultants' certificates on file.
Articles that explain it
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
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Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.