Choice of Counsel
Whether you or the insurer picks the defense lawyer on a claim. Many policies let the insurer choose, and some let you choose with the insurer's approval.
What it means for your firm
Most professional liability policies give the insurer the right to appoint defense counsel, usually from a panel of firms that regularly defend design professionals.
Some policies let you select a lawyer, often with the insurer's written approval and rules about experience and hourly rates.
If picking your own lawyer matters to you, ask about it before you buy and read that part of the policy.
Guides that use it
General definition for education only. It is not an interpretation of any policy or contract, and it is not legal advice. The wording of your own policy and contract controls. Policies and definitions vary by insurance company.
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Starting out or renewing, with a policy in hand or not. If something is worth discussing, we’ll call. If not, we’ll say so.