Texas Windstorm Inspections (WPI-8)

TDI appointed inspectors and engineers certify coastal construction.

Texas Insurance Code ch. 2210TexasSources checked October 2026
At a glance

What the Program Requires

Area

The catastrophe area designated by the commissioner under chapter 2210, along the Texas coast

Who performs

A qualified inspector approved and appointed or employed by the Texas Department of Insurance. Qualified inspectors include licensed professional engineers and certain certified building and coastal construction inspectors.

Certificate

TDI issues a WPI-8 Certificate of Compliance after a TDI inspector or appointed engineer approves all inspections

Why it matters

TDI states that a WPI-8 is required for a building to be eligible for wind and hail coverage through the Texas Windstorm Insurance Association

How it works

The Details That Matter

  1. TDI inspectors inspect work while it is in progress. An appointed Texas licensed professional engineer may also perform post construction inspections. TDI publishes the list of appointed engineers.

Insurance checklist

Before You Take This Work

  • Professional liability policies define the services they cover. Check that yours describes inspection and report work accurately, not only design, and tell your agent roughly how much of your revenue comes from this work.
  • A WPI-8 can decide whether a building can be insured for wind through TWIA. If your firm signs windstorm certifications, make sure the work is described on your application.

Official sources

Every fact on this page comes from these sources, read in October 2026. Laws change; read the current text before relying on it.

General information, not legal advice or a statement of coverage. Laws and local rules change; read the current text at the source links and confirm requirements with the building department. Whether a policy responds depends on its wording and the facts. Hardcover is an insurance agency, not a law firm.

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Doing This Work? Let’s Check Your Coverage.

We check that your policy describes the inspection work you actually do, before a report is questioned.