Louisiana Private Inspectors

Licensed private inspectors with a $500,000 professional liability minimum.

Act 881 of 2026 (R.S. 37:3727 to 3750)LouisianaSources checked October 2026
At a glance

What the Program Requires

Who may hire them

Licensed contractors, and homeowners exempt from contractor licensing, may establish agreements with private inspectors to conduct plan reviews and inspections and enforce the state Uniform Construction Code

Licensing

Inspectors must be licensed by the Louisiana Uniform Construction Code Commission

Insurance

Private inspector applicants for a private inspector company must submit professional liability insurance certificates with a minimum of $500,000

Certificate must show

The licensee, insurer, broker, policy number, coverage dates (at least six months), no exclusions for the scope of work the licensee is licensed for, and the commission as certificate holder

How it works

The Details That Matter

  1. Failure to maintain continuous professional liability coverage during the license period may be grounds for suspension or revocation of the license and other discipline by the commission. There is no professional liability requirement for licensure of public inspectors employed by public entities.

Insurance checklist

Before You Take This Work

  • The law requires that the certificate show no exclusions for the licensed scope of work. Read your policy's exclusions against the license classifications you hold before you send a certificate.
  • Coverage must stay continuous during the license period. Keep renewal dates on the calendar.

Official sources

Every fact on this page comes from these sources, read in October 2026. Laws change; read the current text before relying on it.

General information, not legal advice or a statement of coverage. Laws and local rules change; read the current text at the source links and confirm requirements with the building department. Whether a policy responds depends on its wording and the facts. Hardcover is an insurance agency, not a law firm.

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Doing This Work? Let’s Check Your Coverage.

We check that your policy describes the inspection work you actually do, before a report is questioned.